Paul wants more disposable cash to spend money on his new hobby - sailing - but with several loans already in place, he can’t find any way to save.

His outgoings

1. A two year loan payment at £1,187.50 per month.
2. A credit card payment of £300 per month. It currently has a balance of £15,000.
3. A car finance payment of £483.33 per month for a loan of £10,000 to pay for his Audi A4, which is over two years.

In total, Paul pays £1,970.83 a month.

If he chose to consolidate all of these payments into one loan with Future Finance, he would reduce his outgoings to £1,125 per month.

This will leave him with a saving of £845.83 per month to spend on sailing if he chooses to!

Happy sailing Paul!